How the Chase Sapphire Reserve® $300 dining credit works

The Chase Sapphire Reserve® gives you up to $300 a year in dining statement credits — but only at the restaurants in its Exclusive Tables program. Here’s exactly how it works, and how to find eligible restaurants near you.

What you get

• Up to $300 per year, as $150 from January–June and $150 from July–December.
• Each half is use-it-or-lose-it — the unused portion does not roll over.
• Delivered as an automatic statement credit, not points.

How to trigger it

Pay with your Sapphire Reserve at a restaurant in the Exclusive Tables program and the credit posts automatically. You do not need to reserve a table, enroll, or pay through OpenTable to earn it — paying with the card at an eligible restaurant is enough. (Booking the premium Exclusive Tables reservations is a separate perk that does require adding your card to OpenTable.)

Which restaurants qualify

The credit only works at the Sapphire Reserve Exclusive Tables restaurants — a curated list of 414+ spots across 50 U.S. metros. It is not a credit you can use at any restaurant. The list mirrors OpenTable and changes over time, so it is worth confirming on OpenTable before you go.

Browse eligible restaurants by city →

Do gift cards count?

At some Exclusive Tables restaurants, buying a gift card on-site is coded as dining and triggers the credit — a popular way to “use” the credit without a full meal. It varies by location and isn’t guaranteed by Chase. The community-verified list at CSR Dining tracks which have worked; on our map you can filter to 🎁 gift-card eligible restaurants. Always confirm before buying.

Frequently asked questions

How much is the Chase Sapphire Reserve dining credit?

Up to $300 per calendar year — up to $150 from January through June and another $150 from July through December. Each half is use-it-or-lose-it; the unused portion does not roll over to the next period.

Which restaurants does the dining credit work at?

Only restaurants in the Chase Sapphire Reserve Exclusive Tables program — a curated list of 300+ restaurants across about 50 U.S. metros, surfaced through OpenTable. It is not a general dining credit that works anywhere. You can see every eligible restaurant near you on our free map.

Do I have to book through OpenTable to get the credit?

No. The statement credit posts automatically when you pay with your Sapphire Reserve card at an eligible Exclusive Tables restaurant — you do not have to make a reservation or pay through OpenTable. Booking the premium “Exclusive Tables” reservations does require adding your card to OpenTable, but that is separate from earning the credit.

Do I need to activate or enroll the credit?

No activation is required to earn the dining credit. Just pay with your Chase Sapphire Reserve at an eligible restaurant.

Can I split the credit across more than one restaurant?

Yes. Within each six-month window you can use the credit at multiple eligible restaurants until you reach the $150 cap.

Do restaurant gift cards count toward the credit?

Sometimes. At some Exclusive Tables restaurants, buying a gift card on-site is coded as dining and triggers the credit — but it varies by location and is not guaranteed by Chase. The community-verified list at CSR Dining tracks which have worked; always confirm before buying a gift card to use the credit.

How do I find eligible restaurants near me?

Use our free map: tap “Near me” to see the closest Exclusive Tables restaurants, or browse by city. No login required.